Bank of Texas - McKinney

You can open a bank account online or by visiting one of our Bank of Texas branches. You will need 2 forms of identification, one of which must have your current U.S. residential address and one must have your photo. See the full list of acceptable forms of ID here.

To compare the benefits of all our of services, please visit our website:
• Personal accounts
• Business accounts
• Wealth management
• Commercial services

We offer an array of bank accounts, some with no monthly fees when certain conditions are met! Explore bank account options:

Personal checking accounts
• Access checking accounts - no fee when enrolled in online statements
• Select checking accounts - $15, fee waived under certain conditions
• Premier checking accounts - $25, fee waived under certain conditions
• Student checking accounts - no fee when enrolled in online statements
• Opportunity banking - $5

Personal savings accounts
• Savings accounts - $5, fee waived under certain conditions
• Money market accounts - $7.95, no fee with $1000 balance
• Premier money market accounts - $15, no fee with $10,000 balance
• Individual retirement accounts (IRA) - $10, no fee with $2500 balance
• Youth savings accounts - no fee, certain restrictions apply
• Certificates of deposit (CDs) - no fee

Business checking accounts
• Business access checking accounts - no fee
• Business advantage checking accounts - $30, fee waived under certain conditions

Business savings accounts
• Savings account - $2, no fee with $300 balance
• High yield investor fund - $10, no fee with $2000 balance
• Certificates of deposit (CDs) - no fee

To suit your individual situation, we offer a wide range of checking and savings accounts with varying required minimum balances. Explore all our accounts to find the ones that best serve your needs:

Personal checking accounts
• Access checking account - $50 minimum opening deposit
• Select checking account - $50 minimum opening deposit
• Premier checking - $50 minimum opening deposit
• Student checking - $25 minimum opening deposit
• Opportunity banking - $25 minimum opening deposit

Personal savings accounts
• Savings accounts - $50 minimum opening deposit
• Money market accounts - $50 minimum opening deposit
• Premier money market accounts - $50 minimum opening deposit
• Individual retirement accounts (IRA) - $1000 minimum opening deposit
• Youth savings accounts - $5 minimum opening deposit
• Certificates of deposit (CDs) - $1000 minimum opening deposit / $5000 for 14-month CD

At Bank of Texas, we consider the security of your account and transaction information of primary importance. As a result, we have implemented a comprehensive security system, which leverages the bank, Internet and your PC to maintain the privacy of your financial information. Our state-of-the-art technology encrypts data traveling between your computer and us, making it difficult for anyone to access your account information. We use SSL: Secure Sockets Layer, the most trusted method of securing Internet transactions today, and 128-bit encryption.

We offer a large spectrum of bank accounts to fulfill your banking needs. Established over 100 years ago, Bank of Texas has the stability and experience to offer you banking solutions with industry-leading service. We invite you to visit our website to explore your bank account options:

Personal checking accounts
• Access checking accounts
• Select checking accounts
• Premier checking accounts
• Student banking accounts
• Opportunity accounts

Personal savings accounts
• Money market & Premier money market accounts
• Certificates of deposit (CDs)
• Individual retirement accounts (IRAs)
• Youth savings accounts

Business checking accounts
• Business Access checking accounts
• Business Advantage checking accounts

Business savings accounts
• Business investor fund
• Certificates of deposit (CDs)

At Bank of Texas, we offer a comprehensive array of services to meet your financing needs. Explore our competitive rates on home loans, auto loans, business loans, commercial financing, lines of credit, and more. Get all the details here:

Personal loans and lines of credit
• Home loans
• Home refinancing
• Home equity solutions
• Auto loans
• Lines of credit
• Credit cards

Business loans
• Lines of credit
• SBA Loans
• Credit cards

Commercial financing
• Commercial real estate
• Equipment loans
• Loan syndications
• Asset-based lending

You can call your local Bank of Texas branch during our hours of operation, or call ExpressBank at 844-517-3308 24-hours a day.

Get answers to all your questions, such as these and much more.
New customers:
• What do I need to open a bank account?
• What types of bank accounts do you offer and how do they differ?
• What documents do I need to open a bank account?
• What do I need to open a business bank account?
• How to open a joint bank account?
• How long does it take to open a bank account?

Current customers:
• What are my pending charges?
• What is my current balance?
• Can you help me with a charge on my account that I don't recognize?
• How do I activate my digital wallet?
• Can you help with my username and/or password for my Bank of Texas app or online access?
• Can you help transfer funds from my account to another one of my accounts, or to an external account?
• How do I gain access to my old 401k account for my previous employer?